/* ============================================================
   WTS FINANCIAL - DESIGN SYSTEM v2
   Font: Plus Jakarta Sans | Colors: Navy Dark
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

/* ── Variables ────────────────────────────────────────────── */
:root {
  --dark:       #0B1829;
  --navy:       #152238;
  --navy-mid:   #1E3457;
  --navy-light: #2A4A7F;
  --gold:       #C8963C;
  --gold-light: #E8B84B;
  --white:      #FFFFFF;
  --off-white:  #F5F7FA;
  --border:     #E2E8F0;
  --text:       #0B1829;
  --muted:      #64748B;
  --light-txt:  rgba(255,255,255,0.82);
  --dim-txt:    rgba(255,255,255,0.5);

  --radius-sm:  6px;
  --radius-md:  14px;
  --radius-lg:  22px;
  --radius-xl:  32px;
  --radius-full:9999px;

  --shadow-sm:  0 2px 10px rgba(0,0,0,0.06);
  --shadow-md:  0 8px 30px rgba(0,0,0,0.10);
  --shadow-lg:  0 20px 60px rgba(0,0,0,0.14);
  --shadow-card:0 4px 20px rgba(11,24,41,0.08);
  --shadow-lift:0 16px 48px rgba(11,24,41,0.18);

  --ease:       cubic-bezier(0.25, 0.46, 0.45, 0.94);
  --trans:      0.28s var(--ease);

  --max:        1180px;
  --nav-h:      72px;
}

/* ── Reset ────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; }
body {
  font-family: 'Plus Jakarta Sans', -apple-system, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a   { text-decoration: none; color: inherit; }
ul  { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, textarea, select { font-family: inherit; font-size: 16px; outline: none; }

/* ── Typography ───────────────────────────────────────────── */
h1, h2, h3, h4 {
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -0.025em;
  color: var(--dark);
}
h1 { font-size: clamp(44px, 6vw, 76px); }
h2 { font-size: clamp(34px, 4.5vw, 56px); }
h3 { font-size: clamp(22px, 2.8vw, 32px); }
h4 { font-size: clamp(18px, 2vw, 22px); font-weight: 700; }

p { line-height: 1.72; color: var(--muted); }

.label {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 18px;
}
.label--white { color: rgba(255,255,255,0.6); }
.label--navy  { color: var(--navy-mid); }

/* ── Layout ───────────────────────────────────────────────── */
.container   { max-width: var(--max); margin: 0 auto; padding: 0 56px; }
.section     { padding: 110px 0; }
.section--sm { padding: 72px 0; }

/* backgrounds */
.bg-dark     { background: var(--dark); }
.bg-navy     { background: var(--navy); }
.bg-light    { background: var(--off-white); }
.bg-white    { background: var(--white); }

/* grids */
.grid-2   { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.grid-3   { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-3-m { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-6   { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }

.text-center { text-align: center; }
.text-white  { color: var(--white) !important; }
.text-light  { color: var(--light-txt); }
.text-gold   { color: var(--gold); }

/* ── Buttons ──────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 30px;
  border-radius: var(--radius-full);
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.01em;
  transition: var(--trans);
  white-space: nowrap;
  line-height: 1;
}
/* primary on dark */
.btn--white {
  background: var(--white);
  color: var(--dark);
}
.btn--white:hover { background: var(--off-white); transform: translateY(-2px); box-shadow: var(--shadow-md); }

/* primary on light */
.btn--dark {
  background: var(--dark);
  color: var(--white);
}
.btn--dark:hover { background: var(--navy-mid); transform: translateY(-2px); box-shadow: var(--shadow-md); }

/* outline on dark */
.btn--outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.45);
}
.btn--outline-white:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }

/* outline on light */
.btn--outline-dark {
  background: transparent;
  color: var(--dark);
  border: 2px solid var(--dark);
}
.btn--outline-dark:hover { background: var(--dark); color: var(--white); }

/* gold accent */
.btn--gold {
  background: var(--gold);
  color: var(--white);
}
.btn--gold:hover { background: var(--gold-light); transform: translateY(-2px); }

.btn--lg   { padding: 17px 36px; font-size: 15px; }
.btn--full { width: 100%; justify-content: center; }
.btn-row   { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }

/* arrow icon button */
.btn svg { transition: transform var(--trans); }
.btn:hover svg { transform: translateX(3px); }

/* ── Navigation ───────────────────────────────────────────── */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: var(--nav-h);
  transition: var(--trans);
}
.nav--light {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
}
.nav--dark {
  background: rgba(11,24,41,0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
}
.nav__inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 56px;
  height: 100%;
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav__brand {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
  margin-right: auto;
}
.nav__logo { height: 52px; width: auto; display: block; }
/* Hide any broken image globally */
img.error { display: none !important; }
/* Also hide via onerror inline style, belt and suspenders */
.nav__brand-text { display: flex; flex-direction: column; }
.nav__brand-name {
  font-size: 16px;
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.1;
  transition: var(--trans);
}
.nav__brand-name--dark  { color: var(--dark); }
.nav__brand-name--light { color: var(--white); }
.nav__brand-powered {
  font-size: 9.5px;
  font-weight: 500;
  letter-spacing: 0.04em;
  transition: var(--trans);
}
.nav__brand-powered--dark  { color: var(--muted); }
.nav__brand-powered--light { color: rgba(255,255,255,0.5); }

.nav__links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav__link {
  font-size: 14px;
  font-weight: 600;
  transition: var(--trans);
  position: relative;
  padding-bottom: 2px;
}
.nav__link::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0; right: 0;
  height: 2px;
  border-radius: 2px;
  transform: scaleX(0);
  transition: var(--trans);
}
.nav__link--dark           { color: var(--dark); }
.nav__link--dark:hover     { color: var(--navy-mid); }
.nav__link--dark::after    { background: var(--navy-mid); }
.nav__link--light          { color: rgba(255,255,255,0.85); }
.nav__link--light:hover    { color: var(--white); }
.nav__link--light::after   { background: var(--gold); }
.nav__link:hover::after,
.nav__link.active::after   { transform: scaleX(1); }

.nav__actions { display: flex; align-items: center; gap: 10px; margin-left: 8px; }

/* Advisor login link */
.nav__advisor {
  font-size: 12px;
  font-weight: 600;
  padding: 8px 14px;
  border-radius: var(--radius-full);
  transition: var(--trans);
  letter-spacing: 0.01em;
}
.nav__advisor--dark  { color: var(--muted); }
.nav__advisor--dark:hover  { color: var(--dark); background: var(--off-white); }
.nav__advisor--light { color: rgba(255,255,255,0.55); }
.nav__advisor--light:hover { color: var(--white); background: rgba(255,255,255,0.1); }

.nav__portal {
  padding: 10px 20px;
  border-radius: var(--radius-full);
  font-size: 13px;
  font-weight: 700;
  transition: var(--trans);
  border: 1.5px solid;
}
.nav__portal--dark  { border-color: var(--border); color: var(--dark); }
.nav__portal--dark:hover  { background: var(--dark); color: var(--white); border-color: var(--dark); }
.nav__portal--light { border-color: rgba(255,255,255,0.4); color: var(--white); }
.nav__portal--light:hover { background: rgba(255,255,255,0.12); }

.nav__cta {
  padding: 10px 22px;
  border-radius: var(--radius-full);
  font-size: 13px;
  font-weight: 700;
  transition: var(--trans);
}
.nav__cta--dark  { background: var(--dark); color: var(--white); }
.nav__cta--dark:hover  { background: var(--navy-mid); transform: translateY(-1px); }
.nav__cta--light { background: var(--white); color: var(--dark); }
.nav__cta--light:hover { background: var(--off-white); transform: translateY(-1px); }

/* Coming-soon pill badge used in nav links */
.nav__soon-badge {
  display: inline-block;
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  background: rgba(200, 150, 60, 0.15);
  border: 1px solid rgba(200, 150, 60, 0.4);
  color: var(--gold);
  padding: 2px 6px;
  border-radius: var(--radius-full);
  margin-left: 4px;
  vertical-align: middle;
  line-height: 1.6;
}

/* Hamburger */
.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  margin-left: auto;
}
.nav__hamburger span {
  display: block;
  width: 24px; height: 2px;
  border-radius: 2px;
  transition: var(--trans);
}
.nav__hamburger--dark  span { background: var(--dark); }
.nav__hamburger--light span { background: var(--white); }
.nav__hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__hamburger.open span:nth-child(2) { opacity: 0; }
.nav__hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile overlay */
.nav__mobile {
  display: none;
  position: fixed;
  inset: 0;
  background: var(--dark);
  z-index: 998;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 36px;
  padding: 40px;
}
.nav__mobile.open { display: flex; }
.nav__mobile-links { display: flex; flex-direction: column; align-items: center; gap: 28px; }
.nav__mobile-links a { font-size: 26px; font-weight: 800; color: var(--white); transition: var(--trans); }
.nav__mobile-links a:hover { color: var(--gold); }
.nav__mobile-actions { display: flex; flex-direction: column; gap: 12px; width: 100%; max-width: 280px; }

/* ── Hero ─────────────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 82vh;
  display: flex;
  align-items: center;
  padding-top: var(--nav-h);
  overflow: hidden;
}
/* photo background */
.hero__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}
.hero__bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    105deg,
    rgba(11,24,41,0.88) 0%,
    rgba(11,24,41,0.72) 55%,
    rgba(11,24,41,0.45) 100%
  );
}
.hero__content {
  position: relative;
  z-index: 2;
  max-width: 700px;
}
.hero__content h1 { color: var(--white); }
.hero__sub {
  font-size: 19px;
  color: var(--light-txt);
  margin: 24px 0 40px;
  max-width: 580px;
  font-weight: 500;
}
/* Tagline strip */
.hero__tagline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(200,150,60,0.18);
  border: 1px solid rgba(200,150,60,0.35);
  border-radius: var(--radius-full);
  padding: 10px 20px;
  margin-bottom: 32px;
  font-size: 13px;
  font-weight: 600;
  color: var(--gold-light);
  letter-spacing: 0.01em;
  flex-wrap: wrap;
  row-gap: 4px;
}
.hero__tagline span { color: rgba(255,255,255,0.5); margin: 0 4px; }

/* Section hero (shorter pages) */
.page-hero {
  position: relative;
  min-height: 60vh;
  display: flex;
  align-items: flex-end;
  padding-top: var(--nav-h);
  overflow: hidden;
}
.page-hero__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center top;
}
.page-hero__bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(11,24,41,0.95) 0%, rgba(11,24,41,0.6) 60%, rgba(11,24,41,0.3) 100%);
}
.page-hero__content {
  position: relative;
  z-index: 2;
  padding: 80px 0;
}
.page-hero__content h1 { color: var(--white); }
.page-hero__content p  { color: var(--light-txt); font-size: 19px; max-width: 620px; margin-top: 20px; }

/* ── Section intro block ──────────────────────────────────── */
.intro { margin-bottom: 60px; }
.intro h2 { margin-top: 14px; }
.intro p  { margin-top: 18px; font-size: 18px; max-width: 680px; }
.intro.text-center p { margin-left: auto; margin-right: auto; }
.intro.text-center .btn-row { justify-content: center; margin-top: 36px; }
.intro h2.text-white,
.intro p.text-white  { color: var(--white); }

/* ── Cards ────────────────────────────────────────────────── */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  padding: 36px 32px;
  transition: transform var(--trans), box-shadow var(--trans);
  display: flex;
  flex-direction: column;
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lift); }

.card--dark {
  background: var(--navy-mid);
  color: var(--white);
}
.card--dark h3, .card--dark h4 { color: var(--white); }
.card--dark p { color: var(--light-txt); }

.card__icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 22px;
  flex-shrink: 0;
}
.card__icon--gold  { background: rgba(200,150,60,0.15); }
.card__icon--navy  { background: rgba(21,34,56,0.10); }
.card__icon--blue  { background: rgba(42,74,127,0.12); }
.card__icon--green { background: rgba(39,124,102,0.12); }
.card__icon--coral { background: rgba(220,88,72,0.12); }

.card h4 { font-size: 20px; margin-bottom: 12px; }
.card p  { font-size: 15px; flex: 1; }
.card .card-link {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 13px; font-weight: 700; color: var(--navy-mid);
  margin-top: 22px; transition: var(--trans);
}
.card .card-link:hover { color: var(--gold); }
.card--dark .card-link { color: var(--gold-light); }

/* Service cards (coloured) */
.svc-card {
  border-radius: var(--radius-lg);
  padding: 36px 30px;
  min-height: 240px;
  display: flex;
  flex-direction: column;
  transition: transform var(--trans), box-shadow var(--trans);
  position: relative;
  overflow: hidden;
}
.svc-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lift); }
.svc-card__num {
  position: absolute;
  top: 20px; right: 24px;
  font-size: 52px; font-weight: 800;
  color: rgba(255,255,255,0.07);
  line-height: 1;
  pointer-events: none;
  letter-spacing: -0.04em;
}
.svc-card h4 { font-size: 19px; margin-bottom: 10px; }
.svc-card p  { font-size: 14px; flex: 1; }
.svc-card .card-link { margin-top: 20px; font-size: 13px; font-weight: 700; display: inline-flex; align-items: center; gap: 6px; transition: var(--trans); }

/* dark cards */
.svc-card--dark-1 { background: var(--navy);     color: var(--white); }
.svc-card--dark-2 { background: var(--navy-mid);  color: var(--white); }
.svc-card--dark-3 { background: var(--dark);      color: var(--white); }
.svc-card--dark-1 h4, .svc-card--dark-2 h4, .svc-card--dark-3 h4 { color: var(--white); }
.svc-card--dark-1 p,  .svc-card--dark-2 p,  .svc-card--dark-3 p  { color: var(--light-txt); }
.svc-card--dark-1 .card-link, .svc-card--dark-2 .card-link, .svc-card--dark-3 .card-link { color: var(--gold-light); }
.svc-card--dark-1 .card-link:hover, .svc-card--dark-2 .card-link:hover, .svc-card--dark-3 .card-link:hover { color: var(--white); }

/* light cards */
.svc-card--light-1 { background: var(--off-white);   color: var(--dark); }
.svc-card--light-2 { background: #EEF3FA;             color: var(--dark); }
.svc-card--light-3 { background: #E8F0FB;             color: var(--dark); }
.svc-card--light-1 .card-link, .svc-card--light-2 .card-link, .svc-card--light-3 .card-link { color: var(--navy-mid); }
.svc-card--light-1 .card-link:hover, .svc-card--light-2 .card-link:hover, .svc-card--light-3 .card-link:hover { color: var(--dark); }

/* ── Photo + content split ────────────────────────────────── */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 0; min-height: 560px; }
.split--reverse .split__img   { order: 2; }
.split--reverse .split__body  { order: 1; }
.split__img {
  position: relative;
  overflow: hidden;
}
.split__img img {
  width: 100%; height: 100%;
  object-fit: cover;
  display: block;
}
.split__body {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 72px 64px;
}
.split__body--dark  { background: var(--dark); }
.split__body--navy  { background: var(--navy); }
.split__body--light { background: var(--white); }
.split__body--off   { background: var(--off-white); }

.split__body h2 { margin-top: 14px; font-size: clamp(28px, 3.2vw, 44px); }
.split__body p  { margin-top: 18px; font-size: 16px; }
.split__body .btn-row { margin-top: 36px; }

/* feature list */
.feature-list { display: flex; flex-direction: column; gap: 12px; margin-top: 28px; }
.feature-list li {
  display: flex; align-items: flex-start; gap: 12px;
  font-size: 15px; font-weight: 500;
  color: var(--light-txt);
}
.feature-list li::before {
  content: '';
  display: block;
  width: 20px; height: 20px;
  flex-shrink: 0;
  margin-top: 1px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Ccircle cx='10' cy='10' r='10' fill='rgba(200,150,60,0.2)'/%3E%3Cpath d='M6 10l3 3 5-5' stroke='%23C8963C' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;
}
.feature-list--dark li { color: var(--light-txt); }
.feature-list--light li { color: var(--muted); }
.feature-list--light li::before {
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Ccircle cx='10' cy='10' r='10' fill='rgba(21,34,56,0.1)'/%3E%3Cpath d='M6 10l3 3 5-5' stroke='%23152238' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;
}

/* ── Steps ────────────────────────────────────────────────── */
.steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 2px; }
.step {
  background: var(--navy-mid);
  padding: 48px 36px;
  position: relative;
  transition: background var(--trans);
}
.step:hover { background: var(--navy-light); }
.step__num {
  font-size: 64px; font-weight: 800;
  color: rgba(255,255,255,0.07);
  line-height: 1;
  margin-bottom: 24px;
  letter-spacing: -0.04em;
}
.step h4 { color: var(--white); font-size: 19px; margin-bottom: 12px; }
.step p  { color: var(--light-txt); font-size: 15px; }
.step__bar {
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.5s var(--ease);
}
.step:hover .step__bar { transform: scaleX(1); }

/* ── Stats bar ────────────────────────────────────────────── */
.stats-bar { display: grid; grid-template-columns: repeat(4,1fr); gap: 2px; background: var(--dark); }
.stat {
  padding: 48px 32px;
  text-align: center;
  border-right: 1px solid rgba(255,255,255,0.06);
}
.stat:last-child { border-right: none; }
.stat__num {
  font-size: 52px; font-weight: 800;
  color: var(--white);
  line-height: 1;
  letter-spacing: -0.04em;
  margin-bottom: 8px;
}
.stat__num em { color: var(--gold); font-style: normal; }
.stat__label { font-size: 14px; font-weight: 500; color: var(--dim-txt); }

/* ── Principle cards ──────────────────────────────────────── */
.principle {
  border-top: 2px solid var(--border);
  padding: 32px 0;
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 24px;
  align-items: start;
  transition: border-color var(--trans);
}
.principle:hover { border-top-color: var(--gold); }
.principle__num  { font-size: 13px; font-weight: 700; color: var(--gold); padding-top: 4px; }
.principle h4    { margin-bottom: 8px; }
.principle p     { font-size: 15px; }

/* dark principles */
.principle--dark { border-top-color: rgba(255,255,255,0.1); }
.principle--dark:hover { border-top-color: var(--gold); }
.principle--dark h4 { color: var(--white); }
.principle--dark p  { color: var(--light-txt); }

/* ── Timeline ─────────────────────────────────────────────── */
.timeline { position: relative; padding: 20px 0; }
.timeline::before {
  content: '';
  position: absolute;
  left: 50%; top: 0; bottom: 0;
  width: 1px;
  background: var(--border);
  transform: translateX(-50%);
}
.tl-item {
  display: grid;
  grid-template-columns: 1fr 80px 1fr;
  margin-bottom: 56px;
  align-items: start;
}
.tl-item__content {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 28px 32px;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--trans);
}
.tl-item__content:hover { box-shadow: var(--shadow-md); }
.tl-item__year {
  font-size: 20px; font-weight: 800;
  color: var(--gold);
  margin-bottom: 6px;
}
.tl-item__title { font-size: 16px; font-weight: 700; color: var(--dark); margin-bottom: 6px; }
.tl-item__desc  { font-size: 14px; color: var(--muted); }

.tl-item__dot {
  display: flex; align-items: flex-start; justify-content: center;
  padding-top: 32px;
}
.tl-item__dot::after {
  content: '';
  width: 16px; height: 16px;
  background: var(--gold);
  border-radius: 50%;
  box-shadow: 0 0 0 5px rgba(200,150,60,0.2);
}
.tl-item__empty {}

.tl-item:nth-child(even) .tl-item__content { grid-column: 3; }
.tl-item:nth-child(even) .tl-item__dot      { grid-column: 2; }
.tl-item:nth-child(even) .tl-item__empty    { grid-column: 1; }
.tl-item:nth-child(odd)  .tl-item__content  { grid-column: 1; }
.tl-item:nth-child(odd)  .tl-item__dot      { grid-column: 2; }
.tl-item:nth-child(odd)  .tl-item__empty    { grid-column: 3; }

/* ── Contact page ─────────────────────────────────────────── */
.contact-wrap {
  display: grid;
  grid-template-columns: 420px 1fr;
  min-height: 100vh;
}
.contact-side {
  background: var(--dark);
  padding: 120px 56px 80px;
  display: flex;
  flex-direction: column;
  position: sticky;
  top: 0;
  height: 100vh;
  overflow: hidden;
}
.contact-side__logo img { height: 52px; margin-bottom: 12px; }
.contact-side__brand { font-size: 18px; font-weight: 800; color: var(--white); margin-bottom: 4px; }
.contact-side__powered { font-size: 11px; color: rgba(255,255,255,0.4); letter-spacing: 0.05em; margin-bottom: 64px; }
.contact-side h2 { color: var(--white); font-size: clamp(26px, 2.5vw, 38px); margin-bottom: 24px; }
.contact-side p  { color: var(--light-txt); font-size: 15px; }

.contact-detail { display: flex; flex-direction: column; gap: 20px; margin-top: 40px; }
.contact-detail__item {
  display: flex; align-items: center; gap: 14px;
}
.contact-detail__icon {
  width: 40px; height: 40px; flex-shrink: 0;
  background: rgba(255,255,255,0.07);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
}
.contact-detail__label { font-size: 12px; color: rgba(255,255,255,0.4); font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; }
.contact-detail__val   { font-size: 15px; color: var(--white); font-weight: 600; margin-top: 2px; }

.contact-side__deco {
  margin-top: auto;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(200,150,60,0.08);
  position: absolute;
  bottom: -60px; right: -60px;
  pointer-events: none;
}

.contact-form-wrap {
  padding: 120px 72px 80px;
  background: var(--white);
  overflow-y: auto;
}
.contact-form-wrap h1 { font-size: clamp(32px, 3.5vw, 52px); margin-bottom: 12px; }
.contact-form-wrap > p { font-size: 17px; margin-bottom: 48px; }

/* ── Form controls ────────────────────────────────────────── */
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-group { margin-bottom: 22px; }
.form-group label {
  display: block;
  font-size: 13px; font-weight: 700;
  color: var(--dark);
  letter-spacing: 0.02em;
  margin-bottom: 8px;
}
.form-control {
  width: 100%;
  padding: 14px 18px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-md);
  font-size: 15px;
  color: var(--text);
  background: var(--white);
  transition: border-color var(--trans), box-shadow var(--trans);
  appearance: none;
}
.form-control:focus {
  border-color: var(--navy-mid);
  box-shadow: 0 0 0 3px rgba(30,52,87,0.1);
}
.form-control::placeholder { color: #B0B8C4; }
textarea.form-control { resize: vertical; min-height: 110px; line-height: 1.6; }
select.form-control { cursor: pointer; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2364748B' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 16px center; padding-right: 42px; }

/* Checkbox group */
.check-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; margin-top: 4px; }
.check-item {
  display: flex; align-items: center; gap: 10px;
  padding: 12px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: var(--trans);
  font-size: 14px; font-weight: 500;
}
.check-item:hover { border-color: var(--navy-mid); background: var(--off-white); }
.check-item input[type="checkbox"] { display: none; }
.check-item__box {
  width: 18px; height: 18px; flex-shrink: 0;
  border: 2px solid var(--border);
  border-radius: 4px;
  display: flex; align-items: center; justify-content: center;
  transition: var(--trans);
}
.check-item.checked { border-color: var(--navy-mid); background: #EEF3FA; }
.check-item.checked .check-item__box {
  background: var(--navy-mid);
  border-color: var(--navy-mid);
}
.check-item.checked .check-item__box::after {
  content: '';
  width: 10px; height: 6px;
  border-left: 2px solid var(--white);
  border-bottom: 2px solid var(--white);
  transform: translateY(-1px) rotate(-45deg);
  display: block;
}

/* Success state */
.form-success {
  display: none;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 80px 40px;
  gap: 24px;
}
.form-success.visible { display: flex; }
.form-success__icon {
  width: 80px; height: 80px;
  background: #E8F5EE;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
}

/* ── Portal ───────────────────────────────────────────────── */
.portal-page {
  min-height: 100vh;
  display: grid;
  grid-template-columns: 1fr 1fr;
}
.portal-left {
  background: var(--dark);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 80px 60px;
  position: relative;
  overflow: hidden;
}
.portal-left__bg {
  position: absolute; inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.18;
}
.portal-left__content { position: relative; z-index: 2; max-width: 360px; text-align: center; }
.portal-left__logo { margin: 0 auto 28px; }
.portal-logo-circle {
  width: 110px; height: 110px;
  background: var(--white);
  border: 2.5px solid #1A1714;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 0;
  box-shadow: 0 4px 24px rgba(0,0,0,0.18);
}
.portal-logo-circle img { height: 78px; width: auto; }
.portal-left__logo img { height: 64px; margin: 0 auto 20px; }
.portal-left h2 { color: var(--white); font-size: clamp(24px, 2.5vw, 36px); margin-bottom: 16px; }
.portal-left p  { color: var(--light-txt); font-size: 15px; }
.portal-left__powered { font-size: 12px; color: rgba(255,255,255,0.35); letter-spacing: 0.05em; margin-top: 12px; }

.portal-right {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 80px 72px;
  background: var(--white);
}
.portal-right h3 { font-size: 28px; margin-bottom: 8px; }
.portal-right > p { font-size: 15px; margin-bottom: 36px; }
.portal-links {
  text-align: center;
  font-size: 14px;
  color: var(--muted);
  margin-top: 20px;
}
.portal-links a { color: var(--navy-mid); font-weight: 600; }
.portal-links a:hover { text-decoration: underline; }
.portal-links .sep { margin: 0 8px; opacity: 0.4; }

/* ── Fortis strip ─────────────────────────────────────────── */
.fortis-strip {
  background: var(--dark);
  padding: 28px 0;
  border-top: 1px solid rgba(255,255,255,0.06);
}
.fortis-strip__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}
.fortis-strip img { height: 32px; opacity: 0.7; filter: brightness(10); }
.fortis-strip__text { font-size: 13px; color: rgba(255,255,255,0.45); font-weight: 500; }
.fortis-strip__badge {
  background: rgba(200,150,60,0.15);
  border: 1px solid rgba(200,150,60,0.3);
  color: var(--gold-light);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  padding: 5px 12px;
  border-radius: var(--radius-full);
}

/* ── Footer ───────────────────────────────────────────────── */
.footer { background: var(--dark); padding: 80px 0 0; }
.footer__grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 56px;
  padding-bottom: 64px;
}
.footer__brand img { height: 52px; margin-bottom: 14px; }
.footer__brand-name { font-size: 17px; font-weight: 800; color: var(--white); margin-bottom: 4px; }
.footer__brand-power { font-size: 11px; color: rgba(255,255,255,0.35); letter-spacing: 0.05em; }
.footer__col h5 {
  font-size: 11px; font-weight: 700;
  letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 22px;
}
.footer__col ul { display: flex; flex-direction: column; gap: 12px; }
.footer__col a { font-size: 14px; color: rgba(255,255,255,0.55); transition: var(--trans); font-weight: 500; }
.footer__col a:hover { color: var(--white); }
.footer__bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.footer__bottom p   { font-size: 12px; color: rgba(255,255,255,0.3); max-width: 700px; line-height: 1.6; }
.footer__legal { display: flex; gap: 18px; flex-shrink: 0; }
.footer__legal a { font-size: 12px; color: rgba(255,255,255,0.3); transition: var(--trans); }
.footer__legal a:hover { color: rgba(255,255,255,0.7); }

/* ── Animations ───────────────────────────────────────────── */
.fade-up {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s var(--ease), transform 0.65s var(--ease);
}
.fade-up.visible { opacity: 1; transform: translateY(0); }
.fade-up--d1 { transition-delay: 0.08s; }
.fade-up--d2 { transition-delay: 0.16s; }
.fade-up--d3 { transition-delay: 0.24s; }
.fade-up--d4 { transition-delay: 0.32s; }
.fade-up--d5 { transition-delay: 0.40s; }
.fade-up--d6 { transition-delay: 0.48s; }

@keyframes heroIn {
  from { opacity: 0; transform: translateY(22px); }
  to   { opacity: 1; transform: translateY(0); }
}
.hero__content .hero__tagline { animation: heroIn 0.55s var(--ease) 0.1s both; }
.hero__content h1              { animation: heroIn 0.65s var(--ease) 0.22s both; }
.hero__content .hero__sub      { animation: heroIn 0.65s var(--ease) 0.36s both; }
.hero__content .btn-row        { animation: heroIn 0.65s var(--ease) 0.50s both; }

/* scroll indicator */
.scroll-down {
  position: absolute; bottom: 40px; left: 50%;
  transform: translateX(-50%);
  z-index: 2; display: flex; flex-direction: column; align-items: center; gap: 8px;
  color: rgba(255,255,255,0.4); font-size: 11px; font-weight: 600;
  letter-spacing: 0.15em; text-transform: uppercase;
  animation: scrollBounce 2.4s ease-in-out infinite;
}
@keyframes scrollBounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50%       { transform: translateX(-50%) translateY(8px); }
}

/* ── Utils ────────────────────────────────────────────────── */
.mt-8  { margin-top: 8px;  }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-40 { margin-top: 40px; }
.mt-48 { margin-top: 48px; }
.mb-8  { margin-bottom: 8px;  }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-40 { margin-bottom: 40px; }
.relative { position: relative; }
.overflow-h { overflow: hidden; }

/* ── Modal ────────────────────────────────────────────────── */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(11,24,41,0.72);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  z-index: 3000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s var(--ease);
}
.modal-overlay.open {
  opacity: 1;
  pointer-events: all;
}
.modal {
  background: var(--white);
  border-radius: var(--radius-xl);
  width: 100%;
  max-width: 580px;
  max-height: 90vh;
  overflow-y: auto;
  padding: 52px 48px 44px;
  position: relative;
  transform: translateY(24px) scale(0.98);
  transition: transform 0.35s var(--ease);
  box-shadow: 0 32px 80px rgba(0,0,0,0.3);
}
.modal-overlay.open .modal {
  transform: translateY(0) scale(1);
}
.modal__close {
  position: absolute;
  top: 20px; right: 20px;
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--off-white);
  border: none;
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  transition: background var(--trans);
  color: var(--muted);
  font-size: 18px; line-height: 1;
}
.modal__close:hover { background: var(--border); color: var(--dark); }
.modal__logo {
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 28px;
}
.modal__logo img { height: 36px; }
.modal__logo-name  { font-size: 14px; font-weight: 800; color: var(--dark); line-height: 1.1; }
.modal__logo-power { font-size: 10px; color: var(--muted); letter-spacing: 0.04em; }
.modal h3 { font-size: clamp(22px, 3vw, 30px); margin-bottom: 6px; }
.modal > p { font-size: 15px; margin-bottom: 28px; }

/* ── Responsive ───────────────────────────────────────────── */
@media (max-width: 1060px) {
  .container  { padding: 0 36px; }
  .nav__inner { padding: 0 36px; }
  .split { grid-template-columns: 1fr; }
  .split--reverse .split__img,
  .split--reverse .split__body { order: unset; }
  .split__img { min-height: 340px; }
  .split__body { padding: 56px 40px; }
  .contact-wrap { grid-template-columns: 1fr; }
  .contact-side { position: static; height: auto; padding: 100px 40px 60px; }
  .contact-side__deco { display: none; }
  .contact-form-wrap { padding: 60px 40px; }
  .footer__grid { grid-template-columns: 1fr 1fr; gap: 40px; }
}

@media (max-width: 768px) {
  :root { --nav-h: 64px; }
  .container  { padding: 0 22px; }
  .nav__inner { padding: 0 22px; }
  .section    { padding: 72px 0; }
  .section--sm{ padding: 52px 0; }

  .nav__links, .nav__actions { display: none; }
  .nav__hamburger { display: flex; }

  .grid-2, .grid-3, .grid-3-m, .grid-6 { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .check-grid { grid-template-columns: 1fr; }

  .steps { grid-template-columns: 1fr 1fr; }
  .stats-bar { grid-template-columns: 1fr 1fr; }

  .timeline::before { left: 20px; }
  .tl-item { grid-template-columns: 40px 1fr; }
  .tl-item:nth-child(odd)  .tl-item__content,
  .tl-item:nth-child(even) .tl-item__content { grid-column: 2; }
  .tl-item:nth-child(odd)  .tl-item__dot,
  .tl-item:nth-child(even) .tl-item__dot     { grid-column: 1; }
  .tl-item .tl-item__empty { display: none; }
  .tl-item__dot { padding-top: 30px; }

  .portal-page { grid-template-columns: 1fr; }
  .portal-left { min-height: 260px; }
  .portal-right { padding: 52px 28px; }

  .footer__grid { grid-template-columns: 1fr 1fr; gap: 28px; }
  .footer__bottom { flex-direction: column; align-items: flex-start; }

  h1 { font-size: clamp(36px, 9vw, 56px); }
  h2 { font-size: clamp(28px, 7vw, 44px); }
  .btn-row { flex-direction: column; align-items: flex-start; }
  .btn-row.center { align-items: center; }

  .split__body { padding: 48px 28px; }
  .contact-form-wrap { padding: 48px 22px; }
  .contact-side { padding: 80px 22px 48px; }
  .modal { padding: 40px 24px 32px; }
  .modal__close { top: 14px; right: 14px; }
}

@media (max-width: 480px) {
  .steps { grid-template-columns: 1fr; }
  .stats-bar { grid-template-columns: 1fr 1fr; }
  .footer__grid { grid-template-columns: 1fr; }
}